MARC details
| 000 -LEADER |
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| fixed length control field |
04431nam a2200349 i 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
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| control field |
MY-KuUP |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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| control field |
20251125105944.0 |
| 006 - FIXED-LENGTH DATA ELEMENTS--ADDITIONAL MATERIAL CHARACTERISTICS |
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| fixed length control field |
a||||fr|||| 001 0 |
| 007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION |
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ta |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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220304t20212021my a|||fram|| 001 0 eng d |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER |
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| International Standard Book Number |
THE0009238(Local) |
| 040 ## - CATALOGING SOURCE |
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| Original cataloging agency |
UMP |
| Language of cataloging |
eng |
| Transcribing agency |
UMP |
| Description conventions |
rda |
| 090 ## - LOCALLY ASSIGNED LC-TYPE CALL NUMBER (OCLC); LOCAL CALL NUMBER (RLIN) |
|---|
| Classification number (OCLC) (R) ; Classification number, CALL (RLIN) (NR) |
FIM .A85 2021 r Thesis |
| 100 0# - MAIN ENTRY--PERSONAL NAME |
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| Personal name |
Mohammad Aslam, |
| Relator term |
author. |
| 245 10 - TITLE STATEMENT |
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| Title |
Microfinance impact on borrowers’ poverty in Bangladesh and Malaysia / |
| Statement of responsibility, etc. |
Mohammad Aslam |
| 264 #1 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
Kuantan, Pahang : |
| Name of producer, publisher, distributor, manufacturer |
UMP, |
| Date of production, publication, distribution, manufacture, or copyright notice |
2021 |
| 264 #4 - PRODUCTION, PUBLICATION, DISTRIBUTION, MANUFACTURE, AND COPYRIGHT NOTICE |
|---|
| Place of production, publication, distribution, manufacture |
© 2021 |
| 300 ## - PHYSICAL DESCRIPTION |
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| Extent |
xvi, 374 pages : |
| Other physical details |
illustrations (some color) ; |
| Dimensions |
30 cm. + |
| Accompanying material |
1 CD ROM |
| 336 ## - CONTENT TYPE |
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| Content type term |
text |
| Source |
rdacontent |
| 337 ## - MEDIA TYPE |
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| Media type term |
unmediated |
| Source |
rdamedia |
| 338 ## - CARRIER TYPE |
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| Carrier type term |
volume |
| Source |
rdacarrier |
| 347 ## - DIGITAL FILE CHARACTERISTICS |
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| File type |
text file |
| Encoding format |
PDF |
| Source |
rda |
| 500 ## - GENERAL NOTE |
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| General note |
Faculty of Industrial Management |
| 502 ## - DISSERTATION NOTE |
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| Dissertation note |
Thesis (Doctor of Philosophy) -- Universiti Malaysia Pahang – 2021 |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE |
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| Bibliography, etc. note |
Includes bibliographical references |
| 520 3# - SUMMARY, ETC. |
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| Summary, etc. |
Poverty is a long standing issue that has been monitored as an economic, social, political and even moral problem around the globe. Microfinance has been designed to eliminate poverty through income-generating activities. The borrowers need money to materialize their dream and microfinance can play an important role. The poor have both intention and labor but they lack finance to start small enterprises. Through microfinance, small entrepreneurs may acquire necessary inputs to start their business. Both local governments and international agencies are trying to eliminate poverty through microfinance. This entrepreneurial concept may be able to generate new jobs and produce revenue that could eradicate poverty. With this concept, microfinance had been hosted primarily in Bangladesh and later replicated in Malaysia to alleviate poverty. Grameen Bank and BRAC are serving large number of borrowers below the poverty level in Bangladesh. Among others, TEKUN is serving the same purpose in Malaysia. Initially, microfinance institutions in both countries have been supported by the Government or Donor. However, both positive and negative impact on borrowers’ poverty have been visible in several studies that make microfinance still questionable. Therefore, this study measures microfinance impact on borrowers’ poverty at business, household, individual and security levels in Bangladesh and Malaysia. Both primary and secondary data are applied in this study. Primary data are gathered through a survey with the structured questionnaires while secondary data are taken from publicly available documents and websites. Microfinance impact on borrowers’ poverty has been measured through responses from participant and non-participant borrowers using Household Economic Portfolio Model (HEPM) for a quantitative perspective. The result shows positive impact within and between the participant and non-participant borrowers including casual impact using PLS-SEM. From a qualitative perspective, using Modified HEPM, positive impact on borrowers’ poverty has also been found through borrowers’ diaries. The incidence and intensity of poverty has been measured to compare participant borrowers with non-participant borrowers’ poverty by constructing the Multidimensional Poverty Index. This also showed positive impact on borrowers’ poverty. Furthermore, this study examined the microfinance loan default through Binomial Logistic Regression and found some significant determinants contributing to default. The social and financial performance of microfinance has been analyzed through panel data. As there was no mission drift except few indicators between social and financial performance, microfinance seems to contribute positively for poor borrowers. This research contributes by taking favorable position for microfinance debate academically. Its findings confirm microfinance industry dealing with huge investment and large number of borrowers contributing towards poverty alleviation. It also contributes through expanding quantitative measurement scope and adding qualitative aspect for microfinance impact on borrowers’ poverty in Bangladesh and Malaysia. Hence, policymakers need to continue and support microfinance as a development strategy. |
| 610 20 - SUBJECT ADDED ENTRY--CORPORATE NAME |
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| Corporate name or jurisdiction name as entry element |
Faculty of Industrial Management |
| General subdivision |
Dissertations |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
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| Topical term or geographic name entry element |
Universities and colleges |
| General subdivision |
Dissertations |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name entry element |
Theses |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
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| Source of classification or shelving scheme |
Library of Congress Classification |
| Koha item type |
Thesis |