TY - BOOK AU - Abrahams,Clark R. AU - Zhang,Mingyuan TI - Credit risk assessment: the new lending system for borrowers, lenders, and investors T2 - Wiley & SAS business series SN - 9780470461686 (cloth) PY - 2009/// CY - Hoboken, N.J. PB - Wiley KW - Credit KW - Management KW - Consumer credit KW - Bank loans KW - Risk management N1 - Includes bibliographical references and index; Unpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention ER -