01557nam a2200253 a 4500001001400000003000700014005001700021008004100038020001500079020001800094040000800112100001500120245007000135246002700205246002400232260003600256300003500292500001900327505073600346520013201082650002001214650004801234650002101282vtls000044360KUKTEM20251117145616.0090916t2009    nyua   f b    001 0 eng d  a1592578470  a9781592578474  aUMP1 aClark, Ken14aThe complete idiot's guide to getting out of debt /cby Ken Clark30aComplete idiot's guide30aGetting out of debt  aNew York :bAlpha Books,cc2009  axxii, 330 p. :bill. ;c24 cm.  aIncludes index0 aWhere debt comes from -- Long-term debt -- Short-term debt -- The math of debt -- Denial, acceptance, and action -- Sticking to your plan -- Controlling your cash flow -- How to make a budget -- Spending plans: the key to beating debt -- Expect the unexpected -- Getting your debt organized -- Creating a payment strategy -- Credit card strategies -- Mortgage strategies -- Student loan strategies -- Strategies for other types of debt -- Strategies that can backfire -- Bankruptcy -- Getting your creditors off your back -- Salvaging your credit score -- Guarding against identity theft -- Avoiding scams and rip-offs -- You and debt: is it really over? -- Tools and tips for staying out of debt -- Passing along good money skills  aOffers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information 0aConsumer credit 0aFinance, PersonalvHandbooks, manuals, etc. 0aBudget, Personal