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  <titleInfo>
    <nonSort>The </nonSort>
    <title>complete idiot's guide to getting out of debt</title>
  </titleInfo>
  <titleInfo type="alternative">
    <title>Complete idiot's guide</title>
  </titleInfo>
  <titleInfo type="alternative">
    <title>Getting out of debt</title>
  </titleInfo>
  <name type="personal">
    <namePart>Clark, Ken</namePart>
    <role>
      <roleTerm authority="marcrelator" type="text">creator</roleTerm>
    </role>
  </name>
  <typeOfResource>text</typeOfResource>
  <genre authority="marc">bibliography</genre>
  <originInfo>
    <place>
      <placeTerm type="code" authority="marccountry">nyu</placeTerm>
    </place>
    <place>
      <placeTerm type="text">New York</placeTerm>
    </place>
    <publisher>Alpha Books</publisher>
    <dateIssued>c2009</dateIssued>
    <dateIssued encoding="marc">2009</dateIssued>
    <issuance>monographic</issuance>
  </originInfo>
  <language>
    <languageTerm authority="iso639-2b" type="code">eng</languageTerm>
  </language>
  <physicalDescription>
    <form authority="marcform">print</form>
    <extent>xxii, 330 p. : ill. ; 24 cm.</extent>
  </physicalDescription>
  <abstract>Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information</abstract>
  <tableOfContents>Where debt comes from -- Long-term debt -- Short-term debt -- The math of debt -- Denial, acceptance, and action -- Sticking to your plan -- Controlling your cash flow -- How to make a budget -- Spending plans: the key to beating debt -- Expect the unexpected -- Getting your debt organized -- Creating a payment strategy -- Credit card strategies -- Mortgage strategies -- Student loan strategies -- Strategies for other types of debt -- Strategies that can backfire -- Bankruptcy -- Getting your creditors off your back -- Salvaging your credit score -- Guarding against identity theft -- Avoiding scams and rip-offs -- You and debt: is it really over? -- Tools and tips for staying out of debt -- Passing along good money skills</tableOfContents>
  <targetAudience authority="marctarget">specialized</targetAudience>
  <note type="statement of responsibility">by Ken Clark</note>
  <note>Includes index</note>
  <subject authority="lcsh">
    <topic>Consumer credit</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Finance, Personal</topic>
    <topic>Handbooks, manuals, etc</topic>
  </subject>
  <subject authority="lcsh">
    <topic>Budget, Personal</topic>
  </subject>
  <identifier type="isbn">1592578470</identifier>
  <identifier type="isbn">9781592578474</identifier>
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    <recordCreationDate encoding="marc">090916</recordCreationDate>
    <recordChangeDate encoding="iso8601">20251117145616.0</recordChangeDate>
    <recordIdentifier source="KUKTEM">vtls000044360</recordIdentifier>
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