TY - BOOK AU - Clark,Ken TI - The complete idiot's guide to getting out of debt SN - 1592578470 PY - 2009/// CY - New York PB - Alpha Books KW - Consumer credit KW - Finance, Personal KW - Handbooks, manuals, etc KW - Budget, Personal N1 - Includes index; Where debt comes from -- Long-term debt -- Short-term debt -- The math of debt -- Denial, acceptance, and action -- Sticking to your plan -- Controlling your cash flow -- How to make a budget -- Spending plans: the key to beating debt -- Expect the unexpected -- Getting your debt organized -- Creating a payment strategy -- Credit card strategies -- Mortgage strategies -- Student loan strategies -- Strategies for other types of debt -- Strategies that can backfire -- Bankruptcy -- Getting your creditors off your back -- Salvaging your credit score -- Guarding against identity theft -- Avoiding scams and rip-offs -- You and debt: is it really over? -- Tools and tips for staying out of debt -- Passing along good money skills N2 - Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information ER -