@book{51920,
	title = {The rise and fall of the U.S. mortgage and credit markets ;},
	publisher = {J. Wiley & Sons,},
	year = {c2009},
	address = {Hoboken, NJ :},
	url = {http://www.loc.gov/catdir/enhancements/fy0913/2009449643-t.html}
}