@book{6090,
	author = {Siti Nur Ashikin Abu Bakar},
	title = {Payment issues :},
	publisher = {UMP,},
	year = {2015},
	address = {Kuantan, Pahang :},
	note = {Faculty of Civil Engineering and Earth Resources},
	url = {http://ecollib.ump.edu.my/id/eprint/25652}
}