@book{99112,
	author = {Zank, Neal S., and Mathieson, John A.,},
	title = {Reforming financial systems:},
	publisher = {Greenwood Press,},
	year = {1991},
	address = {United States :},
	note = {BAHAN HADIAH SUMBANGAN DARIPADA DATUK DR. SHEIKH GHAZALI}
}