000			01819nam a2200301 a 4500
001			vtls000044360
003			KUKTEM
005			20251117145616.0
008			090916t2009 nyua f b 001 0 eng d
020			_a1592578470
020			_a9781592578474
039		9	_a201107132251 _bVLOAD _c201009151620 _dfauzi _y200909161049 _zfaiz
040			_aUMP
090			_aHG179 .C53 2009
100	1		_aClark, Ken
245	1	4	_aThe complete idiot's guide to getting out of debt / _cby Ken Clark
246	3	0	_aComplete idiot's guide
246	3	0	_aGetting out of debt
260			_aNew York : _bAlpha Books, _cc2009
300			_axxii, 330 p. : _bill. ; _c24 cm.
500			_aIncludes index
505	0		_aWhere debt comes from -- Long-term debt -- Short-term debt -- The math of debt -- Denial, acceptance, and action -- Sticking to your plan -- Controlling your cash flow -- How to make a budget -- Spending plans: the key to beating debt -- Expect the unexpected -- Getting your debt organized -- Creating a payment strategy -- Credit card strategies -- Mortgage strategies -- Student loan strategies -- Strategies for other types of debt -- Strategies that can backfire -- Bankruptcy -- Getting your creditors off your back -- Salvaging your credit score -- Guarding against identity theft -- Avoiding scams and rip-offs -- You and debt: is it really over? -- Tools and tips for staying out of debt -- Passing along good money skills
520			_aOffers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information
650		0	_aConsumer credit
650		0	_aFinance, Personal _vHandbooks, manuals, etc.
650		0	_aBudget, Personal
999			_aVIRTUA40 _c49802 _d49808
999			_aVTLSSORT0080*0200*0201*0400*0900*1000*2450*2460*2461*2600*3000*5000*5050*5200*6500*6501*6502*9991